Personal and Business Finance

Vocabulary with Examples



  • bill = a statement showing money you owe

    Example: Our electricity bill was higher than usual last month.

  • fee = a fixed price for a service

    Example: The lawyer’s fee was higher than expected.

  • expenses = money spent on goods/services

    Example: I use cash for daily expenses.

  • revenue = total money earned before costs

    Example: The company’s revenue reached $20 million.

  • income = money remaining after costs and taxes

    Example: Their income doubled last year.

  • funding = money for a specific purpose

    Example: We received funding for our project.

  • grant = funding that does not need to be repaid

    Example: She got a grant to study abroad.

  • budget = money available to spend

    Example: Our monthly budget is very tight.

  • installment = one of several payments over time

    Example: I paid in instalments.

  • lump sum = one single payment

    Example: He chose to pay a lump sum.

  • mortgage = a loan to buy property

    Example: We took out a mortgage.

  • interest rate = percentage charged on a loan

    Example: The interest rate increased.

  • cost of living = cost of basic needs

    Example: The cost of living is rising.

  • standard of living = level of wealth/comfort

    Example: The standard of living is high here.

  • bargain = something bought at a low price

    Example: That was a great bargain!

  • rip-off = something overpriced for its value

    Example: That meal was a rip-off.



Test: Fill in the gaps



1. The ______ on the loan is 5%.

2. That restaurant was a complete ______.

3. We received ______ for our project.

4. I need to pay my electricity ______.

5. The country has a high ______.

6. I paid for the phone in monthly ______.

7. The consultant charged a high ______.

8. These shoes were a real ______.

9. After taxes, her ______ was quite low.

10. We need to stick to our monthly ______.

11. The company’s total ______ increased this year.

12. Food and rent are basic ______.

13. She paid the full amount as a ______.

14. They applied for a ______ to buy a house.

15. He got a ______ to study at university.

16. The ______ has increased significantly.


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